Careful, future-oriented investment planning for vehicle fleets can result in substantial savings. Choosing the right financing method is closely related to your medium and long-term business planning and the use of your vehicles. When selecting a financial service provider, indicators such as solid industry experience and optimum consulting services are essential.
As a Daimler family partner, the Mercedes-Benz Bank offers customized financing solutions. With a precise analysis of your business situation and the expertise of our specialists, we accompany you step-by-step in finding the financing method that is best suited to your needs.
Financing
Curb your costs
- Standard financing
Standard financing guarantees attractive terms and flexible periods – specifically tailored to your needs.
On receipt of the last monthly payment, you are automatically the official owner of your bus.- Balloon payment financing
If you would like to curb monthly costs, we recommend balloon payment financing:
On signing, you arrange a higher final payment, which you are required to settle only at the end of the contract period. This allows you to benefit from low rates during the contract period, and thus gain financial flexibility.- Seasonal rate financing
We will gladly adjust to your books. Because many bus companies face weather-related and seasonal fluctuations, we have developed a seasonal rate financing model.
Payment rates are based on your business performance. Thus, we ensure that you maintain the necessary financial leeway, even when orders are light.- Individual financing
With individual financing, you arrange a variable payment plan. Both payment intervals and rates are individually adjusted. With low payments comparable to our leasing rates, vehicle ownership is possible, however. At the conclusion of the contract, you can decide whether to keep, sell or return the bus.
- Leasing
Leasing increases your entrepreneurial leeway, both in planning and financing, without foregoing the benefits of the latest technology, safety, design or performance. You do not pay the purchase price of the vehicle, but just for the mileage used during an agreed-on period. The leasing rate is eligible for immediate deduction as a business expense. Thus, the salvage value of your vehicle is guaranteed from the start.
- Service leasing
With fixed rates and only one monthly transaction, you cover all costs for the different service components – including payment protection (gap insurance). What you get: greater certainty in business cost calculations.